The NCCF is committed to providing Care Wellbeing and Inclusion support measures to alleviate suffering amongst the British Nuclear Survivor Community. No individual from the community is exempt from applying to the fund and only five conditions can prevent you from receiving our help.
There are only five things that could stop you from receiving NCCF support:
- Replication of State Provision
- Non-UK Residency
- Making False Declarations
- Being Easily Able to Self-fund
- No Suffering Identified
Realistically anyone with a problem within our community should be able to easily access help through the fund. With only 7% of applications being rejected in 2020 we thought it may help reduce this figure further by taking a closer look at why a small number of people do not get their application supported.
Replication of State Provision
The grant to the NCCF was made with a number of conditions. Because it came from the government they did not want it to be used to replicate funding for measures they already pay for.
The NCCF were able to negotiate a slight exception to this where the delays in receiving state provided measures actually increased the suffering experienced by our beneficiaries. If we can illustrate this then the application could be funded.
It is appreciated that some veterans and their offspring decided to emigrate from the UK and this places them outside the scope of the fund because once again a condition of grant was made. The government made funding available on the basis of complementing their provision. This provision is not extended overseas and the emigrant is able to access provision in their country of residence.
Making False Declarations
Unfortunately, there are a small number of people in society who either purposefully or recklessly break the law. The NCCF will not tolerate any form of deception or dishonesty, it is our duty to ensure funds are provided fairly to genuine needy beneficiaries not just handed over to the dishonest or the avaricious.
The Fraud Act 2006 defines a number of criminal offences: Section 2 defines ‘False Representation’ and Section 3 details ‘Failure to Disclose Information’.
From the very first grants, the NCCF has also been clear in its terms and conditions that should any false declarations or failure to disclose information be made in relation to an application that application will be void and the applicant will be liable for the value of any goods or services provided therein.
We are happy to report that only three applicants have fallen into this category from the whole number of deserving beneficiaries we have supported.
Being Easily Able to Self-Fund
With a limited amount of income each year the NCCF has a responsibility to ensure its funds are distributed well within its charitable purpose. To ensure this we were required by the Armed Forces Covenant Fund Trust to develop a method of assessing an applicant’s genuine need by using a method employed by many charities known as a ‘wealth cap’.
Based on the principle that if the charity funded a person who could easily afford to pay for the goods and services to ease their suffering then that would be the enrichment of the individual which is not within the charitable purpose.
The NCCF system uses UK Government guidelines on allowable levels of saving before benefits are reduced. This means only savings over £10,000* are taken into consideration along with three times the applicants monthly disposable income in deciding if they can easily afford to finance themselves.
*£6000 for people not in receipt of Pension.
Additionally, unlike any other charity, the NCCF allows the applicant to identify reasonable portions of savings as ‘ringfenced’ from the calculation if they are holding them for a specific purpose such as funerals or essential property repairs.
No Suffering Identified
For there to be a measure that the fund can support within its charitable purpose a degree of suffering has to be identified. Without identified suffering of some form, the provision of goods and services becomes enrichment and is thus not supported. When applications are processed we look to establish the degree of suffering. Given the experiences of our community and the health consequences we share, this is not usually a difficult task.
Not everyone in our Nuclear Survivor Community is honest and deserving, the odd ‘rotten apple’ is out there, claiming to be something they are not, trying to take monies meant to help real people, suffering real issues.
In the forces, one of the lowest forms of life is a barrack-room thief, only the vile and repugnant would happily steal from their brothers in arms. Some of them are still there, not just stealing from their comrades but from their Children and Grandchildren too.
You can rest assured that the NCCF take our responsibility seriously, we have a comprehensive fraud policy, our finances are subject to the highest standard of an independent audit. If abuse is suspected we will investigate and take recourse to all legal remedies to ensure our funds are only distributed to those properly entitled to receive them.